Faced with overwhelming evidence and the potential for a bad-faith lawsuit, the insurer ultimately agreed to settle for the full $2.5 million, accessing the second policy and providing the family with financial stability to begin rebuilding their lives.
TULSA, OK / ACCESS Newswire / October 2, 2025 / A mother of two was tragically killed while making a left-hand turn into a church parking lot on a rural Oklahoma highway. As she slowed her vehicle, a car traveling at approximately 65 mph failed to stop, rear-ending her and causing a fatal impact, just steps away from her children and mother, who watched from a nearby parked car.
A Family Shattered in an Instant
The victim was a master's student and young mother whose husband had recently returned from a five-year military deployment. The crash not only claimed her life but left her husband and two sons, aged 10 and 12, facing an unimaginable future of grief and uncertainty.
Turning Grief Into Legal Action
Months later, still deep in mourning, the family was referred to Richardson Richardson Boudreaux. Led by attorney Chuck Richardson, the firm began an immediate investigation into all potential sources of recovery.
Liability was clear, but the financial barriers were not. The at-fault driver's insurance claimed that only a $500,000 policy was available, far short of what the family needed. The firm refused to accept that figure at face value.
Building a Trial-Ready Case
The legal team uncovered a second insurance policy that the carrier initially denied applied to this circumstance. Preparing the case for trial from the outset, they retained a nationally recognized accident reconstruction expert, known for work on the Paul Walker case, and brought in an economist to quantify future financial losses, including lost income and the cost of raising two children.
"We prepare every case for trial, not settlement," said Chuck Richardson. "That's what forces the insurance companies to take us seriously."
Full Policy Limits Recovered
Faced with overwhelming evidence and the potential for a bad-faith lawsuit, the insurer ultimately agreed to settle for the full $2.5 million, accessing the second policy and providing the family with financial stability to begin rebuilding their lives.
A Case That Reflects the Firm's Relentless Approach
This outcome demonstrates the firm's core philosophy: dig deeper, fight harder, and leave no stone unturned. For families experiencing profound loss due to someone else's negligence, Richardson Richardson Boudreaux brings unmatched preparation, strategic litigation, and a track record of results that honor the full weight of a tragedy.
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SOURCE: Richardson Richardson Boudreaux
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